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money is not enough to use!!!

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vanice098 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote vanice098 Quote  Post ReplyReply Direct Link To This Post Posted: 04 Apr 2018 at 4:13pm
eeuuww why need to buy baby's clothes at bundle shop??!!!
it might have eczema at previously baby and u put it on your baby... 
dont ever dare! 
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elainemok View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote elainemok Quote  Post ReplyReply Direct Link To This Post Posted: 04 Apr 2018 at 3:46pm
Originally posted by malani malani wrote:

You can try lookup for jobs at jobstreet. My friends recommend it to me ^^. I found out that there are plenty of jobs to be choosen according to your area and skills. Good luck to you!
Dont think that's a better choice, maybe she can consider to do a small online business first so that she can work & take care for her baby ... and if want to save & earn then alliance saveplus should be ok, cause no transaction fee and annual fees its' suit to business use.
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lufya456 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote lufya456 Quote  Post ReplyReply Direct Link To This Post Posted: 04 Apr 2018 at 3:18pm
Originally posted by yangxi yangxi wrote:


i did a research ald, Alliance give the highest interest rate to us compare to otehr banks... so if you want to save money in banks to get interest i suggest you to put at Alliance acc

I do saving my money at alliance bank and i got dividend from the interest... 
and yeah im also do an online business and alliance also help me a lot when i want to create an account
their staff also friendly and helpful.... besides that, there's no transactions fee! like if u withdraw money at MEPS , still dont have any charge 
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lufya456 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote lufya456 Quote  Post ReplyReply Direct Link To This Post Posted: 04 Apr 2018 at 3:12pm
if they dont have for baby stuff, u also can buy it at thrift shop.... 
I also save more money when I spend baby's clothes there.... 
then after years, just throw it away or give to someone else who have a baby

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elainemok View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote elainemok Quote  Post ReplyReply Direct Link To This Post Posted: 04 Apr 2018 at 3:11pm
Originally posted by junghun junghun wrote:

Originally posted by omona omona wrote:

i think every investment got its risk...
if i'm like you i'll put the money in the bank and take the interest, that's more save..
u can put it as FD or at Alliance Saveplus acc..their interest rate is high which is up tp 3% per year..
 
3% is so less and need to wait until 1 year, it's slow...i more prefer to do investment, it can make money faster
Guess that the alliance saveplus is a new acc that alliance launch? Just do a research on websites, their interest rates is barely same with FD which is 3.5%, but without lockin period, I think put savings on there will be a more stable investment Shocked
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audreyyy View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote audreyyy Quote  Post ReplyReply Direct Link To This Post Posted: 04 Apr 2018 at 2:41pm
yuppp! same here!  Like my son, since he born he wear clothes which is originated from his cousins.  It doesn't means that I i didn't buy new clothes to my child, because this is a way to save money and I saw the clothes still very new so I give my son wears itBig smile
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yangxi View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote yangxi Quote  Post ReplyReply Direct Link To This Post Posted: 04 Apr 2018 at 11:19am
Originally posted by DorrisNg DorrisNg wrote:

Investment is not encouraging because it's quite risky for us except you are financial expert.  I think the most effective way to save money is try to use washable diapers and secondhand clothes.  Because baby grow up fast, you dont need to buy too much clothes to ur baby.  Milk powder cannot be save because this is compulsory but did you feed ur baby breast milk?  It can save a lot and good for baby.

yalo, only earn about 2k a month, if invest loss some money, it'll cause financial problem ald...
the best way for his situation is to save money at bank and get interest..
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yangxi View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote yangxi Quote  Post ReplyReply Direct Link To This Post Posted: 04 Apr 2018 at 11:16am
Originally posted by zac1234 zac1234 wrote:

fd got lock-in peroid, i dun like...how about Alliance Saveplus acc?

i did a research ald, Alliance give the highest interest rate to us compare to otehr banks... so if you want to save money in banks to get interest i suggest you to put at Alliance acc
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razileman View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote razileman Quote  Post ReplyReply Direct Link To This Post Posted: 04 Apr 2018 at 9:49am
Why don't you start with a simple financial plan? List down your compulsory budgeting first e.g your household, bill, rent, loans, etc. Minimize your spending and keep the remaining for saving. Suggesting you to create one other bank account just for saving and do not take that money from that account unless you have to. 
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malani View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote malani Quote  Post ReplyReply Direct Link To This Post Posted: 03 Apr 2018 at 10:36pm
You can try lookup for jobs at jobstreet. My friends recommend it to me ^^. I found out that there are plenty of jobs to be choosen according to your area and skills. Good luck to you!
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