Users Online: 157 
Webportal.com.my - Malaysian Forum Homepage
  New Posts New Posts RSS Feed - money is not enough to use!!!
  FAQ FAQ  Forum Search   Register Register  Login Login

9 June 2012 - We have just installed & updated our Forum. All past topics and postings have been purged off. You are advised to repost again. Feel free to post whatever you want but please DO NOT POST SPAM OR MARKETING OFFERINGS. This is strictly disallowed on this discussion website. Failure to adhere to this rule will result in removal & banning without prior notice.

money is not enough to use!!!

 Post Reply Post Reply Page  123 5>
Author
zac1234 View Drop Down
Newbie
Newbie


Joined: 23 May 2017
Status: Offline
Points: 7
Post Options Post Options   Thanks (0) Thanks(0)   Quote zac1234 Quote  Post ReplyReply Direct Link To This Post Topic: money is not enough to use!!!
    Posted: 02 Apr 2018 at 10:48am
my new baby was born....milk powder, diapers, clothes and so on is all about money...1 month need to speed almost rm700++...money is not enough to use!!! my salary is only about rm2k++...
Luckily I still got some savings to solve this finance problem.. i wonder should i do some investment...or got another method can make me more save/earn??


Edited by zac1234 - 02 Apr 2018 at 3:49pm
Back to Top
omona View Drop Down
Newbie
Newbie


Joined: 23 May 2017
Status: Offline
Points: 6
Post Options Post Options   Thanks (0) Thanks(0)   Quote omona Quote  Post ReplyReply Direct Link To This Post Posted: 02 Apr 2018 at 10:54am
i think every investment got its risk...
if i'm like you i'll put the money in the bank and take the interest, that's more save..
u can put it as FD or at Alliance Saveplus acc..their interest rate is high which is up to 3.5% per year..

Edited by omona - 10 Apr 2018 at 4:53pm
Back to Top
zac1234 View Drop Down
Newbie
Newbie


Joined: 23 May 2017
Status: Offline
Points: 7
Post Options Post Options   Thanks (0) Thanks(0)   Quote zac1234 Quote  Post ReplyReply Direct Link To This Post Posted: 02 Apr 2018 at 10:57am
fd got lock-in peroid, i dun like...how about Alliance Saveplus acc?
Back to Top
junghun View Drop Down
Newbie
Newbie


Joined: 07 Oct 2016
Status: Offline
Points: 14
Post Options Post Options   Thanks (0) Thanks(0)   Quote junghun Quote  Post ReplyReply Direct Link To This Post Posted: 02 Apr 2018 at 11:00am
Originally posted by omona omona wrote:

i think every investment got its risk...
if i'm like you i'll put the money in the bank and take the interest, that's more save..
u can put it as FD or at Alliance Saveplus acc..their interest rate is high which is up tp 3% per year..
 
3% is so less and need to wait until 1 year, it's slow...i more prefer to do investment, it can make money faster
Back to Top
omona View Drop Down
Newbie
Newbie


Joined: 23 May 2017
Status: Offline
Points: 6
Post Options Post Options   Thanks (0) Thanks(0)   Quote omona Quote  Post ReplyReply Direct Link To This Post Posted: 02 Apr 2018 at 11:02am
Originally posted by zac1234 zac1234 wrote:

fd got lock-in peroid, i dun like...how about Alliance Saveplus acc?


Alliance Saveplus acc dun got lock-in peroid, but you need to put big amount of money then can get higher interest rate..
Back to Top
despacitoooo View Drop Down
Newbie
Newbie


Joined: 02 Apr 2018
Status: Offline
Points: 1
Post Options Post Options   Thanks (0) Thanks(0)   Quote despacitoooo Quote  Post ReplyReply Direct Link To This Post Posted: 02 Apr 2018 at 3:44pm
Originally posted by zac1234 zac1234 wrote:

my new baby was born....milk powder, diapers, clothes and so on is all about money...1 month need to speed almost rm700++...money is not enough to use!!! my salary is only about rm2k++...
Luckily I still got some savings to solve this finance problem.. i wonder should i do some investment...or got another method can make me more save/earn??
Ur salary is too less for ur situation now...did ur husband help u in finance problem??
However for my opinion depends on ur situation now u're not suitable to do an investment..


Edited by despacitoooo - 02 Apr 2018 at 3:53pm
Back to Top
yamar11 View Drop Down
Newbie
Newbie


Joined: 19 Aug 2016
Status: Offline
Points: 9
Post Options Post Options   Thanks (0) Thanks(0)   Quote yamar11 Quote  Post ReplyReply Direct Link To This Post Posted: 02 Apr 2018 at 4:39pm
Originally posted by omona omona wrote:

i think every investment got its risk...
if i'm like you i'll put the money in the bank and take the interest, that's more save..
u can put it as FD or at Alliance Saveplus acc..their interest rate is high which is up tp 3% per year..

yessss agreeee! coz investment can guaranteed u to get lots of money in returns.
but if u invest in bank maybe it can be save coz we know how bank get their share in investment industry. no need to worry
Back to Top
yamar11 View Drop Down
Newbie
Newbie


Joined: 19 Aug 2016
Status: Offline
Points: 9
Post Options Post Options   Thanks (0) Thanks(0)   Quote yamar11 Quote  Post ReplyReply Direct Link To This Post Posted: 02 Apr 2018 at 4:43pm
Originally posted by omona omona wrote:

 

Alliance Saveplus acc dun got lock-in peroid, but you need to put big amount of money then can get higher interest rate..

like seriously?? got no lock in ?? coz as i know , others bank quite strict to their users to withdraw money as many as they want ... and yeah im so tired of banks who are gives so many rules to withdraw got limit... its our money and they should stop that... and now, i just know about alliance bank got no lock in period 


Edited by yamar11 - 02 Apr 2018 at 4:43pm
Back to Top
tajulhairi View Drop Down
Newbie
Newbie


Joined: 05 Dec 2017
Status: Offline
Points: 2
Post Options Post Options   Thanks (0) Thanks(0)   Quote tajulhairi Quote  Post ReplyReply Direct Link To This Post Posted: 02 Apr 2018 at 5:50pm
urmmmmm... i prefer u do to an online business for ur side income... it will help u a lot! ask ur wife to do it after she finished her confinement hahahahah
Back to Top
DorrisNg View Drop Down
Newbie
Newbie


Joined: 02 Apr 2018
Status: Offline
Points: 1
Post Options Post Options   Thanks (0) Thanks(0)   Quote DorrisNg Quote  Post ReplyReply Direct Link To This Post Posted: 02 Apr 2018 at 9:37pm
Investment is not encouraging because it's quite risky for us except you are financial expert.  I think the most effective way to save money is try to use washable diapers and secondhand clothes.  Because baby grow up fast, you dont need to buy too much clothes to ur baby.  Milk powder cannot be save because this is compulsory but did you feed ur baby breast milk?  It can save a lot and good for baby.
Back to Top
 Post Reply Post Reply Page  123 5>
  Share Topic   

Forum Jump Forum Permissions View Drop Down

Forum Software by Web Wiz Forums® version 10.11
Copyright ©2001-2012 Web Wiz Ltd.

Main Page | Search | Auctions | Classifieds | Chat | Forums | E-mail | E-cards | Advertise with Us | Contact Us | Faq

Best Viewed with IE 6.0 & above - 800 X 600 . Concept & Design by XGEN Technologies Sdn Bhd
Copyright © 2018 - All Rights Reserved. Privacy Policy . Terms of Service